Protect the Ones You Love with Our Insurance Protection

We at Accolade believe nothing is more important than your life and your ability to make a living. So it makes good sense to insure your greatest assets –That starts with "You" ! As we embark on the journey called 'LIFE' we find a partner, raise a family, and start to grow professionally , the importance of insurance in a long term plan increases. That’s because insurance is all about providing a financial safety net that helps you to take care of yourself , those you love and every other possession that is associated with your dream life whether it’s your dream home , dream car, etc. when you need it the most.

Get Insured

It’s all about Love, care & securing the future of your loved ones .

Financial Stability

Help’s you to keep Important Financial Commitment Intact

Peace Of Mind

The premium you pay is the guarantee that your risk is covered in any unforeseen situation.

No one can surely predict the future. But we can protect it.

Types of Insurance

Stories and information to help you plan, prepare and protect what matters most.

Life Insurance

You buy life insurance because it’s the best way to protect your loved ones. It’s both financial and an emotional decision to protect and secure the future of your loved ones .

Life insurance financially protects your family in case you die an early death. Here is how it works. You pay a regular premium to the insurance company for a specific number of years. In return the insurance company pays a sum assured to your family if you die during the policy tenure.

There are different types of life insurance policies and in some of those, you get a lump sum amount if you live through the policy tenure. For example, term insurance provides higher coverage for a lower premium amount as compared to other life insurance policies. Meanwhile, for policies like endowment or money back, the policyholder receives a lump sum after the policy tenure ends. For such policies, premium amounts are much higher against the coverage, as compared to term insurance.

You buy life insurance for six very good reasons.

  • Life insurance is about taking care of loved ones.
  • Life insurance is for the living.
  • Life insurance is an expression of love and caring.
  • Should you die, the proceeds will help you keep the promises you have made to the people who are important to you.
  • Life insurance buys time and options.
  • Life insurance provides cash when it’s needed most.

Health Insurance

With the constant increasing prices of healthcare in our country, and with the ever rising instances of diseases, health insurance today is a necessity. Health insurance provides people with a much needed financial backup at times of medical emergencies. Health risks and uncertainties are a part of life. One cannot plan and get sick but one can certainly be prepared for the financial aspect. One of the ways to be financially prepared against uncertain health risks is by buying health insurance.

Health insurance is a type of insurance coverage that pays for medical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly. There are different types of health insurance plans, such as individual health insurance, family health insurance, critical illness insurance, etc. Purchasing a health insurance is an integral part of financial planning.

Health insurance provides people with a much needed financial backup at times of medical emergencies, but it is an observed fact that till date, medical care in our country still remains largely as an expensive affair. According to various reports, India still continues to have the lowest health insurance penetration in the world. However, government's focus towards health schemes, new initiatives like, Ayushman Bharat Yojana, and capital expenditure towards healthcare may ameliorate the situation.

There are innumerable reasons to have a health insurance policy in place, and if you have a family to support, you can buy a family health insurance to take care of the medical needs of your family. However, the health insurance premium that one has to pay to avail a good insurance policy varies for different people, and is based on a number of different factors.

General Insurance

General insurance is a practical option for anyone who likes to lead a risk-free life. Risk is associated with practically everything and, so, it is important to secure all the things that we own and value.

Our valuable possessions in life, such as home, business, and vehicle, are exposed to various hazards. Also, emergency medical expenses can put one under serious financial stress. Even an otherwise mundane act like traveling too involves risks, such as accident, loss of baggage and passport, and medical expenses.

So, have you given any thought to securing the family's health, or insuring your vehicle or home against any future uncertainty If not, then it is time to focus on it now.

We have classified general insurance under four categories:

  • Motor Insurance
  • Health Insurance
  • Travel insurance
  • Property Insurance

Non-life insurance companies also offer policies covering machinery against breakdown; there are policies that cover the hull of ships, and so on. A Marine Cargo policy covers goods in transit, including by sea, air and road. Further, insurance of motor vehicles against damages and theft forms a major chunk of non-life insurance business.

Thus, general insurance in India can be put on a must-have list for most individuals, business entities and entrepreneurs alike. It is a handy tool that goes a long way in bringing certainty and peace of mind in life.